Biggest Mistakes Landlords Make Owning rental property in St. Louis can be a solid addition to your investment portfolio providing diversification and a hedge against inflation. Properly managed, these investment properties can provide not only an increase in asset value but also passive income. Unfortunately landlords often find that instead of providing a nice cash flow they turn into money pits and...
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Listing and Showing Your Home During Winter? Tips to Get That Offer With the start of the New Year, it’s natural to think about the changes you want to make in the coming months. It’s a time of renewal. One of the biggest changes might be to sell your St. Louis home and move. As the real estate market begins to heat up, sellers all over Simcoe County are reading their homes for sale. If you’re...
Should You Buy or Rent Your St. Louis Home? Home ownership is the American Dream, right? Owing a place to call home, being able to paint the walls purple if you like, that’s what everyone wants. Isn’t it? Let’s talk a little about the pros and cons of home ownership. Benefits of Owning a Home This might seem obvious, but there are 3 main reasons to buy a home. Financial Advantages: You are...
Home ownership is the American Dream, right? Owing a place to call home, being able to paint the walls purple if you like, that’s what everyone wants. Isn’t it? Let’s talk a little about the pros and cons of home ownership that will help you decide if you should buy or rent. Benefits of Owning a Home This might seem obvious, but there are 3 main reasons to buy a home. Financial Advantages: You...
50 years ago, home ownership was one of the primary goals of every adult. Our parents and grandparents worked most of their lives to pay off that 30 year mortgage. Times have changed. Families rarely stay in one place for 30 years any longer. Studies have shown that most people move every 7 years. So if you are unlikely to stay in a home for the duration of a 30 year loan, are there still financial reasons...
How Rising Interest Rates Affect Home Buyers You probably instinctively realize that rising interest rates will affect St. Louis home buyers. The interest rate you pay can make a big difference in the size of the home loan you will qualify for as well as the price of the home you’ll be able to buy. Mortgage brokers use the monthly mortgage payment to determine how much you can afford to pay. Of course...
Buy New Construction in St. Louis or St. Charles County. Agent- The first thing you need to do is find an experienced agent to help you with the buying & building process. Most importantly someone thats not affiliated with the builder in any way. The agent located on site represents the builders best interest at all times so you will want an agent on your side to represent your best...
Credit Do’s & Don’ts During the Home Buying Process Good credit is critical when it comes to obtaining the best interest rates and terms on a mortgage. Here are some credit do’s and don’ts when shopping for a mortgage. Keeping good credit when buying a house is vital - Make sure your current on existing accounts. One 30-day notice can cost you. Do continue to use your credit as normal....
If your considering moving to St. Louis, here are a few things to expect other than the iconic St. Louis Arch. Neighborhoods; The St. Louis metro area starts in the City, and branches into the County area. We have many pockets of diverse neighborhoods, ranging from “The Hill” known for its Italian Heritage to Webster Groves, known for farmers markets and gorgeous landscaped yards. An...
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